Investigation of the relationshıp between financial literacy and financial management behavior of community pharmacists in Mersin

Tuba Şakar; Kemal Yaman

Makale detayları

Investigation of the relationshıp between financial literacy and financial management behavior of community pharmacists in Mersin

Yazarlar:

Tuba Şakar | Kemal Yaman

Yayıncı:

Mersin University

Ana Başlıklar:

Sağlık Yönetimi

Dergi:

Mersin Üniversitesi Sağlık Bilimleri Dergisi Vol.17 Issue 2, pp.289-300

Belge Tipi:

Makale

Yayın Tarihi:

8/2024

Belge Dili:

Türkçe

Document ID (Org No.):

2001324563

pISSN:

1308-0830

Anahtar kelimeler:

Özet:

 Aim: To examine the relationship between financial literacy and financial management behavior amongcommunity pharmacists in Mersin city center. Method: Data of this cross-sectional study was collected between 31 October 2022 and 27 February 2023, from actively practicing community pharmacists in Mersin city center. A total of 179 community pharmacists participated in the study. The sample of the research was determined by the single-stage stratified weighted sampling method. Data was collected using a survey forms that queried personal information, the Financial Literacy Attitude and Behavior Scale and the Financial Management Behavior Scale. Statistical analyses included Students T test for independent sample size in bivariate group analyses was used. One-Way ANOVA test was used for group analyzes with more than 2 variables, and Post-Hoc Tukey HSD test and Pearson Correlation analysis were used to see which groups were different from each other. Results: Significant differences were observed in total score of the financial management behavior scale among community pharmacists based on variables such as monthly average income level and demand for training. Significant differences were also found between sub-dimensions of the financial management behavior scale: credit management with marital status, savings-investment management with income level, and insurance management with income level and education demand. A significant difference was identified between the average score of the financial literacy attitude and behavior scale and the demand for finance education. Pearson Correlation analysis revealed a moderate negative relationship between financial literacy and financial management. Conclusion: The detection of a negative relationship between financial literacy and financial management total and sub-dimensions in community pharmacists in the study suggests that financial literacy alone is not effective and sufficient on financial management.

 Aim: To examine the relationship between financial literacy and financial management behavior amongcommunity pharmacists in Mersin city center. Method: Data of this cross-sectional study was collected between 31 October 2022 and 27 February 2023, from actively practicing community pharmacists in Mersin city center. A total of 179 community pharmacists participated in the study. The sample of the research was determined by the single-stage stratified weighted sampling method. Data was collected using a survey forms that queried personal information, the Financial Literacy Attitude and Behavior Scale and the Financial Management Behavior Scale. Statistical analyses included Students T test for independent sample size in bivariate group analyses was used. One-Way ANOVA test was used for group analyzes with more than 2 variables, and Post-Hoc Tukey HSD test and Pearson Correlation analysis were used to see which groups were different from each other. Results: Significant differences were observed in total score of the financial management behavior scale among community pharmacists based on variables such as monthly average income level and demand for training. Significant differences were also found between sub-dimensions of the financial management behavior scale: credit management with marital status, savings-investment management with income level, and insurance management with income level and education demand. A significant difference was identified between the average score of the financial literacy attitude and behavior scale and the demand for finance education. Pearson Correlation analysis revealed a moderate negative relationship between financial literacy and financial management. Conclusion: The detection of a negative relationship between financial literacy and financial management total and sub-dimensions in community pharmacists in the study suggests that financial literacy alone is not effective and sufficient on financial management.

 Aim: To examine the relationship between financial literacy and financial management behavior amongcommunity pharmacists in Mersin city center. Method: Data of this cross-sectional study was collected between 31 October 2022 and 27 February 2023, from actively practicing community pharmacists in Mersin city center. A total of 179 community pharmacists participated in the study. The sample of the research was determined by the single-stage stratified weighted sampling method. Data was collected using a survey forms that queried personal information, the Financial Literacy Attitude and Behavior Scale and the Financial Management Behavior Scale. Statistical analyses included Students T test for independent sample size in bivariate group analyses was used. One-Way ANOVA test was used for group analyzes with more than 2 variables, and Post-Hoc Tukey HSD test and Pearson Correlation analysis were used to see which groups were different from each other. Results: Significant differences were observed in total score of the financial management behavior scale among community pharmacists based on variables such as monthly average income level and demand for training. Significant differences were also found between sub-dimensions of the financial management behavior scale: credit management with marital status, savings-investment management with income level, and insurance management with income level and education demand. A significant difference was identified between the average score of the financial literacy attitude and behavior scale and the demand for finance education. Pearson Correlation analysis revealed a moderate negative relationship between financial literacy and financial management. Conclusion: The detection of a negative relationship between financial literacy and financial management total and sub-dimensions in community pharmacists in the study suggests that financial literacy alone is not effective and sufficient on financial management.

 Amaç: Mersin il merkezinde serbest eczacıların finansal okuryazarlık ile finansal yönetim davranışı arasındaki ilişkiyi incelemektir. Yöntem: Kesitsel tipteki bu çalışmanın verileri Mersin il merkezinde faal olarak çalışmakta olan serbest eczacılardan 31 Ekim 2022-27 Şubat 2023 tarihleri arasında toplanmıştır. Araştırmaya 179 serbest eczacı katılmıştır. Araştırmanın örneklemi, tek aşamalı tabakalı ağırlıklandırılmış örneklem yöntemi ile belirlenmiştir. Veriler kişisel bilgilerin sorgulandığı anket formu, Finansal Okuryazarlık Tutum ve Davranış Ölçeği ve Finansal Yönetim Davranışı Ölçeği kullanılarak toplanmıştır. Verilerin analizinde istatistiksel olarak bağımsız örneklem sayısı iki değişkenli grup analizleri için Student T testi kullanılmıştır. Değişken sayısı 2den fazla grup analizleri için Tek Yönlü ANOVA testi ve hangi grupların birbirinden farklı olduğuna bakmak için ise Post-Hoc Tukey HSD testi ve Pearson Korelasyon analizi kullanılmıştır. Bulgular: Serbest eczacıların finansal yönetim davranışı ölçeği toplam puanı ile aylık ortalama gelir düzeyi ve eğitim alma talebi değişkenleri arasında anlamlı bir farklılık olduğu görülmüştür. Finansal yönetim davranışı ölçeğinin alt boyutlarından kredi yönetimi ile medeni durum değişkeni arasında, tasarruf-yatırım yönetimi ile gelir düzeyi değişkeni arasında, sigorta yönetimi ile gelir düzeyi ve eğitim alma talebi değişkenleri arasında anlamlı bir farklılık olduğu saptanmıştır. Finansal okuryazarlık tutum ve davranış ölçeği ortalama puanı ile finans alanında eğitim alma talebi değişkeni arasında anlamlı bir farklılık bulunmaktadır. Pearson Korelasyon analizine göre finansal okuryazarlık ile finansal yönetim arasında orta düzeyde negatif anlamlı ilişki bulunmuştur. Sonuç: Çalışmada serbest eczacılarda finansal okuryazarlık ile finansal yönetim toplam ve alt boyutları arasında negatif ilişkinin saptanması finansal okuryazarlığın finansal yönetim üzerinde tek başına etkili ve yeterli olmadığını düşündürmektedir.

Makale detayları

Investigation of the relationshıp between financial literacy and financial management behavior of community pharmacists in Mersin

Yazarlar:

Tuba Şakar | Kemal Yaman

Yayıncı:

Mersin University

Ana Başlıklar:

Sağlık Yönetimi

Dergi:

Mersin Üniversitesi Sağlık Bilimleri Dergisi Vol.17 Issue 2, pp.289-300

Belge Tipi:

Makale

Yayın Tarihi:

8/2024

Belge Dili:

Türkçe

Document ID (Org No.):

2001324563

pISSN:

1308-0830

Financial literacy

financial management

community pharmacist

Mersin city centerFinansal okuryazarlık

finansal yönetim

serbest eczacı

Mersin il merkezi

Sayı

Makale detayları

Yazarlar: Tuba Şakar | Kemal Yaman

Yayıncı: Mersin University

Ana Başlıklar: Sağlık Yönetimi

Dergi: Mersin Üniversitesi Sağlık Bilimleri Dergisi Vol.17 Issue 2, pp.289-300

Belge Tipi: Makale

Yayın Tarihi: 8/2024

Belge Dili: Türkçe

Document ID (Org No.): 2001324563

pISSN: 1308-0830

Sayı

Yazarlar:

Tuba Şakar | Kemal Yaman

Yayıncı:

Mersin University

Ana Başlıklar:

Sağlık Yönetimi

Dergi:

Mersin Üniversitesi Sağlık Bilimleri Dergisi Vol.17 Issue 2, pp.289-300

Belge Tipi:

Makale

Yayın Tarihi:

8/2024

Belge Dili:

Türkçe

Document ID (Org No.):

2001324563

pISSN:

1308-0830