A Retrospective Qualitative Study: Banking and Cyber Security

Ömer Faruk Korkmaz; Selin Soğukoğlu Korkmaz

Makale detayları

A Retrospective Qualitative Study: Banking and Cyber Security

Yazarlar:

Ömer Faruk Korkmaz | Selin Soğukoğlu Korkmaz

Yayıncı:

Ahmet Arif EREN

Ana Başlıklar:

Bankacılık ve Sigortacılık (Diğer)

Dergi:

Fiscaoeconomia Vol.9 Issue 2, pp.1112-1127

Belge Tipi:

Makale

Yayın Tarihi:

5/2025

Belge Dili:

Türkçe

Document ID (Org No.):

2001348885

pISSN:

2564-7504

Anahtar kelimeler:

Özet:

 The most recent reflection of financial technology in the banking sector is digital banking. With digital banking, various concerns about financial security arise. This study focuses on the literature on the need for cybersecurity, which has emerged due to the increasing digital usage in the banking sector. This study aims to systematically evaluate the literature on the use of cyber security in the banking sector. In this context, the Web of Science database was searched using banking and cyber security. Only research articles were preferred; in this context, the data set consisted of 88 studies. Bibliometrix and VOSviewer applications were used to analyze these data and visualize the relationship networks. In the analyzed studies, analyses were made for the prominent and high-impact study topics according to authors, keywords, citation status, countries, and bibliographies. The study revealed increased publications after 2019, with a greater focus on keywords related to fintech and cyber security concepts. Upon analyzing the distribution of publications by countries, we found that India, Pakistan, Jordan, the USA, and the UK had the highest number of publications on the subject. Therefore, cyber security should be addressed proactively. Moreover, regulatory and supervisory authorities, cybersecurity companies, and financial sector institutions should improve their employee capabilities and ecosystems against cyber breaches and the use of advanced technology. Recognizing that financial institutions will expand their digital footprint over time, keeping the environment ready for cybersecurity today will be necessary.

 The most recent reflection of financial technology in the banking sector is digital banking. With digital banking, various concerns about financial security arise. This study focuses on the literature on the need for cybersecurity, which has emerged due to the increasing digital usage in the banking sector. This study aims to systematically evaluate the literature on the use of cyber security in the banking sector. In this context, the Web of Science database was searched using banking and cyber security. Only research articles were preferred; in this context, the data set consisted of 88 studies. Bibliometrix and VOSviewer applications were used to analyze these data and visualize the relationship networks. In the analyzed studies, analyses were made for the prominent and high-impact study topics according to authors, keywords, citation status, countries, and bibliographies. The study revealed increased publications after 2019, with a greater focus on keywords related to fintech and cyber security concepts. Upon analyzing the distribution of publications by countries, we found that India, Pakistan, Jordan, the USA, and the UK had the highest number of publications on the subject. Therefore, cyber security should be addressed proactively. Moreover, regulatory and supervisory authorities, cybersecurity companies, and financial sector institutions should improve their employee capabilities and ecosystems against cyber breaches and the use of advanced technology. Recognizing that financial institutions will expand their digital footprint over time, keeping the environment ready for cybersecurity today will be necessary.

 The most recent reflection of financial technology in the banking sector is digital banking. With digital banking, various concerns about financial security arise. This study focuses on the literature on the need for cybersecurity, which has emerged due to the increasing digital usage in the banking sector. This study aims to systematically evaluate the literature on the use of cyber security in the banking sector. In this context, the Web of Science database was searched using banking and cyber security. Only research articles were preferred; in this context, the data set consisted of 88 studies. Bibliometrix and VOSviewer applications were used to analyze these data and visualize the relationship networks. In the analyzed studies, analyses were made for the prominent and high-impact study topics according to authors, keywords, citation status, countries, and bibliographies. The study revealed increased publications after 2019, with a greater focus on keywords related to fintech and cyber security concepts. Upon analyzing the distribution of publications by countries, we found that India, Pakistan, Jordan, the USA, and the UK had the highest number of publications on the subject. Therefore, cyber security should be addressed proactively. Moreover, regulatory and supervisory authorities, cybersecurity companies, and financial sector institutions should improve their employee capabilities and ecosystems against cyber breaches and the use of advanced technology. Recognizing that financial institutions will expand their digital footprint over time, keeping the environment ready for cybersecurity today will be necessary.

 Finansal teknolojinin bankacılık sektöründeki en son yansıması dijital bankacılıktır. Dijital bankacılık ile birlikte finansal güvenlik konusunda çeşitli endişeler ortaya çıkmaktadır. Gerçekleştirilen bu çalışma bankacılık sektöründe artan dijital kullanımın bir sonucu olarak ortaya çıkan siber güvenlik ihtiyacı ile ilgili yapılan literatür çalışmalarını konu edinmektedir. Bu çalışma ile bankacılık sektöründe siber güvenlik kullanımını ele alan literatürün sistematik değerlendirilmesi amaçlanmaktadır. Bu kapsamda Web of Science veri tabanında banking ve cyber security kavramları kullanılarak arama yapılmıştır. Sadece araştırma makaleleri tercih edilmiş ve bu bağlamda veri seti 88 çalışmadan oluşmuştur. Bu verilerin analizlerinde ve ilişki ağlarının görselleştirilmesinde Bibliometrix ve VOSviewer uygulamalarından yararlanılmıştır. İncelenen çalışmalarda yazarlara, anahtar kelimelere, atıf alma durumlarına, ülkelere, kaynakçalara göre öne çıkan ve etki düzeyi yüksek olan çalışma konularına yönelik analizler yapılmıştır. Çalışmada sonuç olarak 2019 yılı sonrası yayın sayılarının arttığı ve anahtar kelimeler bazında fintek ve siber güvenlik kavramlarına ilişkin kelimelerin daha çok ele alındığı tespit edilmiştir. Yayınların ülkelere göre dağılımı incelendiğinde konuyla ilgili en fazla yayın yapan ülkeler sırasıyla Hindistan, Pakistan, Ürdün, ABD ve İngiltere olmuştur. Güvenliğin riske verilen bir cevap olduğu bilinmektedir. Dolayısıyla siber güvenlik konusu proaktif bir şekilde ele alınmalıdır. Dahası düzenleyici ve denetleyici otoriteler, siber güvenlik şirketleri ve finansal sektör kuruluşları ileri teknoloji kullanımının yanı sıra çalışan kabiliyetlerini ve ekosistemlerini siber ihlallere karşı iyileştirmelidirler. Finansal kuruluşların zamanla dijital ayak izlerini genişleteceği bilinciyle siber güvenlik adına bugünden çevreyi hazır halde tutmak önem arz edecektir.

Makale detayları

A Retrospective Qualitative Study: Banking and Cyber Security

Yazarlar:

Ömer Faruk Korkmaz | Selin Soğukoğlu Korkmaz

Yayıncı:

Ahmet Arif EREN

Ana Başlıklar:

Bankacılık ve Sigortacılık (Diğer)

Dergi:

Fiscaoeconomia Vol.9 Issue 2, pp.1112-1127

Belge Tipi:

Makale

Yayın Tarihi:

5/2025

Belge Dili:

Türkçe

Document ID (Org No.):

2001348885

pISSN:

2564-7504

Cybersecurity

Digital Banking

Bibliometric AnalysisSiber Güvenlik

Dijital Bankacılık

Bibliyometrik Analiz

Sayı

Makale detayları

A Retrospective Qualitative Study: Banking and Cyber Security

Yazarlar: Ömer Faruk Korkmaz | Selin Soğukoğlu Korkmaz

Yayıncı: Ahmet Arif EREN

Ana Başlıklar: Bankacılık ve Sigortacılık (Diğer)

Dergi: Fiscaoeconomia Vol.9 Issue 2, pp.1112-1127

Belge Tipi: Makale

Yayın Tarihi: 5/2025

Belge Dili: Türkçe

Document ID (Org No.): 2001348885

pISSN: 2564-7504

Cybersecurity

Digital Banking

Bibliometric AnalysisSiber Güvenlik

Dijital Bankacılık

Bibliyometrik Analiz

Sayı

Yazarlar:

Ömer Faruk Korkmaz | Selin Soğukoğlu Korkmaz

Yayıncı:

Ahmet Arif EREN

Ana Başlıklar:

Bankacılık ve Sigortacılık (Diğer)

Dergi:

Fiscaoeconomia Vol.9 Issue 2, pp.1112-1127

Belge Tipi:

Makale

Yayın Tarihi:

5/2025

Belge Dili:

Türkçe

Document ID (Org No.):

2001348885

pISSN:

2564-7504