ANALYSIS OF THE RELATIONSHIP BETWEEN FINANCIAL INNOVATION AND THE PERFORMANCE OF TURKISH BANKING

Aysel GÜNDOĞDU; Fatma DİLVİN TAŞKIN

Makale detayları

ANALYSIS OF THE RELATIONSHIP BETWEEN FINANCIAL INNOVATION AND THE PERFORMANCE OF TURKISH BANKING

Yazarlar:

Aysel GÜNDOĞDU | Fatma DİLVİN TAŞKIN

Yayıncı:

Gökhan ÖZER

Ana Başlıklar:

Sosyoloji & antropoloji

Dergi:

International Review of Economics and Management 2017 Vol.5 Issue 3, pp.16-32

Belge Tipi:

Makale

Yayın Tarihi:

10/2017

Belge Dili:

Türkçe

Document ID (Org No.):

2000477664

Sıklık:

İki Yıllık

pISSN:

2148-3493

Özet:

 


This paper aims to examine the relationship between profitableness of Turkish banking system and online banking, telephone banking and credit cards In this study, total net profit for the period in Turkish banking system considered as an independent variable by trimesters, and online banking, telephone banking and credit cards, tested to see whether they influence this profitableness, considered as dependent variables. Given data achieved from official sources between 2011-2014 and simple regression analysis be used in this study. The results of the regressions show that only credit card usage has a significant positive impact on ROA, ROE and NIM. The positive impact on ROA and ROE imply that credit card usage increases the profitability and thus the performance of banking system, but the positive impact on NIM shows that banks charge their customers more for their credit card usage. 

.

Makale detayları

ANALYSIS OF THE RELATIONSHIP BETWEEN FINANCIAL INNOVATION AND THE PERFORMANCE OF TURKISH BANKING

Yazarlar: Aysel GÜNDOĞDU | Fatma DİLVİN TAŞKIN

Yayıncı: Gökhan ÖZER

Ana Başlıklar: Sosyoloji & antropoloji

Dergi: International Review of Economics and Management 2017 Vol.5 Issue 3, pp.16-32

Belge Tipi: Makale

Yayın Tarihi: 10/2017

Belge Dili: Türkçe

Document ID (Org No.): 2000477664

Sıklık: İki Yıllık

pISSN: 2148-3493

Sayı

Yazarlar:

Aysel GÜNDOĞDU | Fatma DİLVİN TAŞKIN

Yayıncı:

Gökhan ÖZER

Ana Başlıklar:

Sosyoloji & antropoloji

Dergi:

International Review of Economics and Management 2017 Vol.5 Issue 3, pp.16-32

Belge Tipi:

Makale

Yayın Tarihi:

10/2017

Belge Dili:

Türkçe

Document ID (Org No.):

2000477664

Sıklık:

İki Yıllık

pISSN:

2148-3493