Beneficiaries’ Reasons to Leave the Automatic Enrollment Individual Pension System in Turkey: A Case Study in Aksaray University

Ahmet TÜRKMEN

Makale detayları

Beneficiaries’ Reasons to Leave the Automatic Enrollment Individual Pension System in Turkey: A Case Study in Aksaray University

Yazarlar:

Ahmet TÜRKMEN

Ana Başlıklar:

Yönetim

Dergi:

Journal of Aksaray University Faculty of Economics and Administrative Sciences 2019 Vol.11 Issue 1, pp.1-6

Belge Tipi:

Makale

Yayın Tarihi:

3/2019

Belge Dili:

İngilizce

Document ID (Org No.):

2000843629

Anahtar kelimeler:

Özet:

 


This study aims to provide insights on the reasons why beneficiaries of automatic enrollment individual pension system (IPS) decided to not involve in the system with an interpretivist philosophy. Even though IPS regulations are known to be valid and reliable methods for protecting both the beneficiaries’ welfare in their retirement period, and the whole macro-economic environment, more than half of the beneficiaries opted to leave or stay out of it. With using a snowball sampling technique and face to face interviews, six consumer risk factors, defined by Garner, are evaluated for each interviewee. Insights gained from the interviews suggest that perceived performance risk and perceived financial risk were the main factors for beneficiaries to leave the automatic enrollment IPS.

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Makale detayları

Beneficiaries’ Reasons to Leave the Automatic Enrollment Individual Pension System in Turkey: A Case Study in Aksaray University

Yazarlar:

Ahmet TÜRKMEN

Ana Başlıklar:

Yönetim

Dergi:

Journal of Aksaray University Faculty of Economics and Administrative Sciences 2019 Vol.11 Issue 1, pp.1-6

Belge Tipi:

Makale

Yayın Tarihi:

3/2019

Belge Dili:

İngilizce

Document ID (Org No.):

2000843629

Individual Pension System

Consumer Behavior

Consumer Risk

Sayı

Makale detayları

Beneficiaries’ Reasons to Leave the Automatic Enrollment Individual Pension System in Turkey: A Case Study in Aksaray University

Yazarlar: Ahmet TÜRKMEN

Ana Başlıklar: Yönetim

Dergi: Journal of Aksaray University Faculty of Economics and Administrative Sciences 2019 Vol.11 Issue 1, pp.1-6

Belge Tipi: Makale

Yayın Tarihi: 3/2019

Belge Dili: İngilizce

Document ID (Org No.): 2000843629

Individual Pension System

Consumer Behavior

Consumer Risk

Sayı

Yazarlar:

Ahmet TÜRKMEN

Ana Başlıklar:

Yönetim

Dergi:

Journal of Aksaray University Faculty of Economics and Administrative Sciences 2019 Vol.11 Issue 1, pp.1-6

Belge Tipi:

Makale

Yayın Tarihi:

3/2019

Belge Dili:

İngilizce

Document ID (Org No.):

2000843629