APPLICATION OF THE GENERAL PRINCIPLES OF EUROPEAN UNION LAW TO PUBLIC PROCUREMENTS BELOW THE THRESHOLD VALUE

Bahadır Demir

Makale detayları

APPLICATION OF THE GENERAL PRINCIPLES OF EUROPEAN UNION LAW TO PUBLIC PROCUREMENTS BELOW THE THRESHOLD VALUE

Yazarlar:

Bahadır Demir

Yayıncı:

Dicle University

Ana Başlıklar:

Hukuk Teorisi | İçtihat ve Hukuki Yorum | Hukuk (Diğer)

Dergi:

Dicle Üniversitesi Hukuk Fakültesi Dergisi Vol.28 Issue 49, pp.579-620

Belge Tipi:

Makale

Yayın Tarihi:

12/2023

Belge Dili:

Türkçe

Document ID (Org No.):

2001308946

pISSN:

1300-2929

Anahtar kelimeler:

Özet:

 Tied credit agreements are agreements made by the consumer exclusively to finance certain goods or services. In a tied credit relationship, the consumer makes two contracts. Firstly, the contract is made with the sellersupplier and secondly with the lender. In the tied credit relationship, there is an objective economic unity between these contracts made by the consumer. The main feature that distinguishes a tied loan contract from a regular loan contract is that the consumer can use the loan contract only for the supply of certain goods or services. In this sense, there is no restriction against the consumer in the ordinary loan agreement. For this reason, the Legislator has foreseen some provisions that protect the consumer in the contracts made by the consumer, who is the weak party of the contract, with both the seller and the creditor. If the consumer exercises his right to withdraw from the contract or reduce the price as a result of the seller or supplier not performing the goods or services at all or performing them defectively after the contract is made, the creditor becomes jointly liable to the consumer together with the seller.

 Tied credit agreements are agreements made by the consumer exclusively to finance certain goods or services. In a tied credit relationship, the consumer makes two contracts. Firstly, the contract is made with the sellersupplier and secondly with the lender. In the tied credit relationship, there is an objective economic unity between these contracts made by the consumer. The main feature that distinguishes a tied loan contract from a regular loan contract is that the consumer can use the loan contract only for the supply of certain goods or services. In this sense, there is no restriction against the consumer in the ordinary loan agreement. For this reason, the Legislator has foreseen some provisions that protect the consumer in the contracts made by the consumer, who is the weak party of the contract, with both the seller and the creditor. If the consumer exercises his right to withdraw from the contract or reduce the price as a result of the seller or supplier not performing the goods or services at all or performing them defectively after the contract is made, the creditor becomes jointly liable to the consumer together with the seller.

 Tied credit agreements are agreements made by the consumer exclusively to finance certain goods or services. In a tied credit relationship, the consumer makes two contracts. Firstly, the contract is made with the sellersupplier and secondly with the lender. In the tied credit relationship, there is an objective economic unity between these contracts made by the consumer. The main feature that distinguishes a tied loan contract from a regular loan contract is that the consumer can use the loan contract only for the supply of certain goods or services. In this sense, there is no restriction against the consumer in the ordinary loan agreement. For this reason, the Legislator has foreseen some provisions that protect the consumer in the contracts made by the consumer, who is the weak party of the contract, with both the seller and the creditor. If the consumer exercises his right to withdraw from the contract or reduce the price as a result of the seller or supplier not performing the goods or services at all or performing them defectively after the contract is made, the creditor becomes jointly liable to the consumer together with the seller.

 Bağlı kredi sözleşmeleri tüketicinin münhasıran belirli mal varlığı ya da hizmetin finansmanını sağlamak için yapmış olduğu sözleşmedir. Bağlı kredi ilişkisinde tüketici iki tane sözleşme yapmaktadır. İlk olarak satıcısağlayıcı ile ikinci olarak kredi veren ile sözleşme yapmaktadır. Bağlı kredi ilişkisinde tüketicinin yapmış olduğu bu sözleşmeler arasında objektif açıdan ekonomik birlik söz konusudur. Bağlı kredi sözleşmesini olağan kredi sözleşmesinden ayıran temel özellik, tüketicinin kredi sözleşmesini yalnızca belirli mal varlığı ya da hizmetin tedariki amacıyla kullanabilmesidir. Bu anlamda olağan kredi sözleşmesinde tüketici aleyhine bir kısıtlama bulunmamaktadır. Bundan dolayı Kanun Koyucu sözleşmenin zayıf tarafı olan tüketicinin hem satıcı ile hem de kredi veren ile yapmış olduğu sözleşmelerde, tüketiciyi koruyan birtakım hükümler öngörmüştür. Sözleşmenin yapılmasından sonra satıcı ya da sağlayıcının mal veya hizmeti hiç ifa etmemesi ya da ayıplı ifa etmesi sonucu tüketicinin sözleşmeden dönme ya da bedelden indirim hakkını kullanması halinde kredi veren, satıcıyla birlikte tüketiciye karşı müteselsilen sorumlu olmaktadır.

Makale detayları

APPLICATION OF THE GENERAL PRINCIPLES OF EUROPEAN UNION LAW TO PUBLIC PROCUREMENTS BELOW THE THRESHOLD VALUE

Yazarlar:

Bahadır Demir

Yayıncı:

Dicle University

Ana Başlıklar:

Hukuk Teorisi | İçtihat ve Hukuki Yorum | Hukuk (Diğer)

Dergi:

Dicle Üniversitesi Hukuk Fakültesi Dergisi Vol.28 Issue 49, pp.579-620

Belge Tipi:

Makale

Yayın Tarihi:

12/2023

Belge Dili:

Türkçe

Document ID (Org No.):

2001308946

pISSN:

1300-2929

Consumer transaction

tied credit

credit agreement

economic union

joint and joint liabilityTüketici işlemi

bağlı kredi

kredi sözleşmesi

ekonomik birlik

müteselsil sorumluluk

Sayı

Makale detayları

Yazarlar: Bahadır Demir

Yayıncı: Dicle University

Ana Başlıklar: Hukuk Teorisi | İçtihat ve Hukuki Yorum | Hukuk (Diğer)

Dergi: Dicle Üniversitesi Hukuk Fakültesi Dergisi Vol.28 Issue 49, pp.579-620

Belge Tipi: Makale

Yayın Tarihi: 12/2023

Belge Dili: Türkçe

Document ID (Org No.): 2001308946

pISSN: 1300-2929

Sayı

Yazarlar:

Bahadır Demir

Yayıncı:

Dicle University

Ana Başlıklar:

Hukuk Teorisi | İçtihat ve Hukuki Yorum | Hukuk (Diğer)

Dergi:

Dicle Üniversitesi Hukuk Fakültesi Dergisi Vol.28 Issue 49, pp.579-620

Belge Tipi:

Makale

Yayın Tarihi:

12/2023

Belge Dili:

Türkçe

Document ID (Org No.):

2001308946

pISSN:

1300-2929