Financial Performance Measurement with the CAMELS Model: Fresh Evidence from Selected Azerbaijan Banks

Mehmet Apan; Farid Marazada

Makale detayları

Financial Performance Measurement with the CAMELS Model: Fresh Evidence from Selected Azerbaijan Banks

Yazarlar:

Mehmet Apan | Farid Marazada

Yayıncı:

Kyrgyz-Turkish Manas University

Ana Başlıklar:

Finansal Kurumlar

Dergi:

MANAS Sosyal Araştırmalar Dergisi Vol.13 Issue 1, pp.201-217

Belge Tipi:

Makale

Yayın Tarihi:

9/2024

Belge Dili:

Türkçe

Document ID (Org No.):

2001309640

pISSN:

1694-7215

Anahtar kelimeler:

Özet:

 In this study, 2015-2020 period data of 10 selected banks operating in the Azerbaijan Banking Sector were used. Financial performance measurements of banks were made with the CAMELS model. In empirical analysis, it was determined that ABB bank had the highest performance with an average CAMELS composite score of 123.98. In addition, it was observed that ABB and BOB banks always had positive CAMELS composite values in every year during the research period. It was determined that other banks had positive CAMELS composite values in some years and negative CAMELS values in some years. During the analysis period, it was observed that selected Azerbaijani banks achieved different results for the main components of CAMELS capital adequacy, asset quality, management quality, earnings quality, liquidity position and sensitivity to market risk.

 In this study, 2015-2020 period data of 10 selected banks operating in the Azerbaijan Banking Sector were used. Financial performance measurements of banks were made with the CAMELS model. In empirical analysis, it was determined that ABB bank had the highest performance with an average CAMELS composite score of 123.98. In addition, it was observed that ABB and BOB banks always had positive CAMELS composite values in every year during the research period. It was determined that other banks had positive CAMELS composite values in some years and negative CAMELS values in some years. During the analysis period, it was observed that selected Azerbaijani banks achieved different results for the main components of CAMELS capital adequacy, asset quality, management quality, earnings quality, liquidity position and sensitivity to market risk.

 In this study, 2015-2020 period data of 10 selected banks operating in the Azerbaijan Banking Sector were used. Financial performance measurements of banks were made with the CAMELS model. In empirical analysis, it was determined that ABB bank had the highest performance with an average CAMELS composite score of 123.98. In addition, it was observed that ABB and BOB banks always had positive CAMELS composite values in every year during the research period. It was determined that other banks had positive CAMELS composite values in some years and negative CAMELS values in some years. During the analysis period, it was observed that selected Azerbaijani banks achieved different results for the main components of CAMELS capital adequacy, asset quality, management quality, earnings quality, liquidity position and sensitivity to market risk.

 Bu çalışmada, Azerbaycan Bankacılık Sektöründe faaliyet gösteren seçili 10 bankanın 2015-2020 dönem verisi kullanılmıştır. Bankaların finansal performans ölçümleri, CAMELS modeli ile yapılmıştır. Ampirik analizlerde ABB bankasının 123,98 ortalama CAMELS bileşik puanı ile en yüksek performansa sahip olduğu belirlenmiştir. Ayrıca araştırma döneminde her yıl için ABB ve BOB bankalarının hep pozitif CAMELS bileşik değerlerine sahip oldukları gözlenmiştir. Diğer bankaların ise bazı yıllarda pozitif bazı yıllarda ise negatif CAMELS bileşik değerine sahip oldukları belirlenmiştir. Analiz döneminde seçili Azerbaycan bankalarının CAMELS sermaye yeterliliği, aktif kalitesi, yönetim kalitesi, kazanç kalitesi, likidite durumu ve piyasa riskine duyarlılık ana bileşenleri için farklı sonuçlar elde ettikleri gözlenmiştir.

Makale detayları

Financial Performance Measurement with the CAMELS Model: Fresh Evidence from Selected Azerbaijan Banks

Yazarlar:

Mehmet Apan | Farid Marazada

Yayıncı:

Kyrgyz-Turkish Manas University

Ana Başlıklar:

Finansal Kurumlar

Dergi:

MANAS Sosyal Araştırmalar Dergisi Vol.13 Issue 1, pp.201-217

Belge Tipi:

Makale

Yayın Tarihi:

9/2024

Belge Dili:

Türkçe

Document ID (Org No.):

2001309640

pISSN:

1694-7215

CAMELS Model

Financial Performance

Bank

Azerbaijan Banking SectorCAMELS Modeli

Finansal Performans

Banka

Azerbaycan Bankacılık Sektörü

Sayı

Makale detayları

Yazarlar: Mehmet Apan | Farid Marazada

Yayıncı: Kyrgyz-Turkish Manas University

Ana Başlıklar: Finansal Kurumlar

Dergi: MANAS Sosyal Araştırmalar Dergisi Vol.13 Issue 1, pp.201-217

Belge Tipi: Makale

Yayın Tarihi: 9/2024

Belge Dili: Türkçe

Document ID (Org No.): 2001309640

pISSN: 1694-7215

Sayı

Yazarlar:

Mehmet Apan | Farid Marazada

Yayıncı:

Kyrgyz-Turkish Manas University

Ana Başlıklar:

Finansal Kurumlar

Dergi:

MANAS Sosyal Araştırmalar Dergisi Vol.13 Issue 1, pp.201-217

Belge Tipi:

Makale

Yayın Tarihi:

9/2024

Belge Dili:

Türkçe

Document ID (Org No.):

2001309640

pISSN:

1694-7215