Investigation of the Factors Affecting the Investment Behavior of University Students with a Structural Model

Hüseyin Gürbüz; Veysel Yılmaz

Makale detayları

Investigation of the Factors Affecting the Investment Behavior of University Students with a Structural Model

Yazarlar:

Hüseyin Gürbüz | Veysel Yılmaz

Yayıncı:

Eskişehir Osmangazi University

Ana Başlıklar:

Ekonometrik ve İstatistiksel Yöntemler

Dergi:

Eskişehir Osmangazi Üniversitesi Sosyal Bilimler Dergisi Vol.24 Issue 3, pp.708-722

Belge Tipi:

Makale

Yayın Tarihi:

4/2023

Belge Dili:

Türkçe

Document ID (Org No.):

2001298135

pISSN:

2149-9047

Anahtar kelimeler:

Özet:

 It has become imperative for individuals to have financial skills in order to be in economic prosperity in the future. In order to achieve this, the level of knowledge about the management and investment of money is very important. In the study, university students investment behavior IB- Investment behaviour, financial literacy FL- Financial literacy, self-control SC- Self-control and peer influence PI- Peer-influence were examined with a proposed structural model. The sample of the study includes 461 participants studying at Eskişehir Osmangazi University ESOGÜ Faculty of Economics and Administrative Sciences.. In the study, partial least squares structural equation modeling PLS-SEM was used for model fit and hypothesis testing. As a result of the analysis, it was determined that the proposed research model was compatible. While financial literacy and peer influence explained the investment behavior positively, self-control negatively affected the investment behavior.

 It has become imperative for individuals to have financial skills in order to be in economic prosperity in the future. In order to achieve this, the level of knowledge about the management and investment of money is very important. In the study, university students investment behavior IB- Investment behaviour, financial literacy FL- Financial literacy, self-control SC- Self-control and peer influence PI- Peer-influence were examined with a proposed structural model. The sample of the study includes 461 participants studying at Eskişehir Osmangazi University ESOGÜ Faculty of Economics and Administrative Sciences.. In the study, partial least squares structural equation modeling PLS-SEM was used for model fit and hypothesis testing. As a result of the analysis, it was determined that the proposed research model was compatible. While financial literacy and peer influence explained the investment behavior positively, self-control negatively affected the investment behavior.

 It has become imperative for individuals to have financial skills in order to be in economic prosperity in the future. In order to achieve this, the level of knowledge about the management and investment of money is very important. In the study, university students investment behavior IB- Investment behaviour, financial literacy FL- Financial literacy, self-control SC- Self-control and peer influence PI- Peer-influence were examined with a proposed structural model. The sample of the study includes 461 participants studying at Eskişehir Osmangazi University ESOGÜ Faculty of Economics and Administrative Sciences.. In the study, partial least squares structural equation modeling PLS-SEM was used for model fit and hypothesis testing. As a result of the analysis, it was determined that the proposed research model was compatible. While financial literacy and peer influence explained the investment behavior positively, self-control negatively affected the investment behavior.

 Bireylerin gelecekte ekonomik refah içinde olabilmeleri için finansal becerilere sahip olmaları zorunlu hale gelmiştir. Bunu gerçekleştirmek için de paranın yönetimi ve yatırıma dönüştürülmesi hakkında sahip olunan bilgi düzeyi çok önemlidir. Çalışmada, üniversite öğrencilerin yatırım davranışlarına IB- Investment behaviour, finansal okuryazarlık FL- Financial literacy, öz kontrol SC- Self-control ve akran etkisi PI- Peer-influence önerilen bir yapısal modelle incelenmiştir. Çalışmanın örneklemi, Eskişehir Osmangazi Üniversitesi ESOGÜ İİBF öğrenim gören 461 katılımcıyı içermektedir. Çalışmada model uyumu ve hipotez testlerinde kısmi en küçük kareler yapısal eşitlik modellemesi PLS-SEM kullanılmıştır. Analiz sonucunda önerilen araştırma modelinin uyumlu olduğu belirlenmiştir. Finansal okuryazarlık ve akran etkisi, yatırımı davranışını olumlu yönde açıklarken, öz kontrol ise yatırım davranışını olumsuz yönde etkilemiştir.

Makale detayları

Investigation of the Factors Affecting the Investment Behavior of University Students with a Structural Model

Yazarlar:

Hüseyin Gürbüz | Veysel Yılmaz

Yayıncı:

Eskişehir Osmangazi University

Ana Başlıklar:

Ekonometrik ve İstatistiksel Yöntemler

Dergi:

Eskişehir Osmangazi Üniversitesi Sosyal Bilimler Dergisi Vol.24 Issue 3, pp.708-722

Belge Tipi:

Makale

Yayın Tarihi:

4/2023

Belge Dili:

Türkçe

Document ID (Org No.):

2001298135

pISSN:

2149-9047

Investment Behavior

Peer Influence

Financial Literacy

University Students

Partial Least Squares Structural Equation Modelling (PLS-SEM).Yatırım Davranışı

Akran Etkisi

Finansal Okuryazarlık

Üniversite Öğrencileri

Kısmi En Küçük Kareler Yapısal Eşitlik Modellemesi

Sayı

Makale detayları

Yazarlar: Hüseyin Gürbüz | Veysel Yılmaz

Yayıncı: Eskişehir Osmangazi University

Ana Başlıklar: Ekonometrik ve İstatistiksel Yöntemler

Dergi: Eskişehir Osmangazi Üniversitesi Sosyal Bilimler Dergisi Vol.24 Issue 3, pp.708-722

Belge Tipi: Makale

Yayın Tarihi: 4/2023

Belge Dili: Türkçe

Document ID (Org No.): 2001298135

pISSN: 2149-9047

Sayı

Yazarlar:

Hüseyin Gürbüz | Veysel Yılmaz

Yayıncı:

Eskişehir Osmangazi University

Ana Başlıklar:

Ekonometrik ve İstatistiksel Yöntemler

Dergi:

Eskişehir Osmangazi Üniversitesi Sosyal Bilimler Dergisi Vol.24 Issue 3, pp.708-722

Belge Tipi:

Makale

Yayın Tarihi:

4/2023

Belge Dili:

Türkçe

Document ID (Org No.):

2001298135

pISSN:

2149-9047