A Research on Determining The Malmquist Efficiency Index and DEA To Assess The Financial Performance of Banks And İnsurance Companies

İsmet Bolat

Makale detayları

A Research on Determining The Malmquist Efficiency Index and DEA To Assess The Financial Performance of Banks And İnsurance Companies

Yazarlar:

İsmet Bolat

Yayıncı:

Bolu Abant Izzet Baysal University

Ana Başlıklar:

Finans

Dergi:

Abant Sosyal Bilimler Dergisi Vol.24 Issue 2, pp.629-649

Belge Tipi:

Makale

Yayın Tarihi:

7/2024

Belge Dili:

Türkçe

Document ID (Org No.):

2001323241

pISSN:

2757-9425

Anahtar kelimeler:

Özet:

 This study aims to assess the financial performance of insurance and deposit banks operating in Turkey from 2018 to 2022 and identify the more efficient organizations. The Super Efficiency model, Malmquist Total Factor Productivity Analysis, and Data Envelopment Analysis DEA were employed As the analysis methods in this work. The study covered Turkeys top five banks and five insurance providers in terms of assets. The study uses two input variables and one output variable, Net Profit, which is comprised of Total Assets and Equity. Analysis: For a five-year period, values for input-oriented fixed and variable return scales were computed independently. According to DEA I-V and I-C data, the study found that insurance businesses had a greater efficiency rate than banks. Furthermore, it was noted that the analysiss participating enterprises averaged overall factor productivity.

 This study aims to assess the financial performance of insurance and deposit banks operating in Turkey from 2018 to 2022 and identify the more efficient organizations. The Super Efficiency model, Malmquist Total Factor Productivity Analysis, and Data Envelopment Analysis DEA were employed As the analysis methods in this work. The study covered Turkeys top five banks and five insurance providers in terms of assets. The study uses two input variables and one output variable, Net Profit, which is comprised of Total Assets and Equity. Analysis: For a five-year period, values for input-oriented fixed and variable return scales were computed independently. According to DEA I-V and I-C data, the study found that insurance businesses had a greater efficiency rate than banks. Furthermore, it was noted that the analysiss participating enterprises averaged overall factor productivity.

 This study aims to assess the financial performance of insurance and deposit banks operating in Turkey from 2018 to 2022 and identify the more efficient organizations. The Super Efficiency model, Malmquist Total Factor Productivity Analysis, and Data Envelopment Analysis DEA were employed As the analysis methods in this work. The study covered Turkeys top five banks and five insurance providers in terms of assets. The study uses two input variables and one output variable, Net Profit, which is comprised of Total Assets and Equity. Analysis: For a five-year period, values for input-oriented fixed and variable return scales were computed independently. According to DEA I-V and I-C data, the study found that insurance businesses had a greater efficiency rate than banks. Furthermore, it was noted that the analysiss participating enterprises averaged overall factor productivity.

 Bu çalışmanın amacı 2018-2022 yılları arası Türkiyede faaliyet gösteren Mevduat Bankaları ile Sigorta şirketlerinin finansal performanslarının ölçülmesi ve hangi şirketlerin daha verimli çalıştığının tespit edilmesidir. Çalışmada analiz yöntemi olarak; Veri Zarflama Analizi VZA, Süper Etkinlik modeli ve Malmquist Toplam Faktör Verimlilik Analizi kullanılıştır. Araştırmaya Türkiyede faaliyet gösteren ve en büyük aktiflere sahip 5 Banka ile 5 Sigorta şirketi dahil edilmiştir. Analizde 2 girdi değişken; Toplam Aktifler ve Özsermaye ile 1 çıktı değişken; Net Kar kullanılmıştır. Analiz 5 yıllık periyot için, girdi odaklı sabit ve değişken getirili ölçek değerleri ayrı ayrı hesaplanmıştır. Çalışma sonucunda VZA I-V ve I-C sonuçlarına göre sigorta şirketlerinin bankalara göre daha yüksek bir etkinlik oranı yakaladıkları tespit edilmiştir. Ayrıca analize dahil edilen firmaların ortalama bazda toplam faktör verimliliğini yakaladıkları görülmüştür.

Makale detayları

A Research on Determining The Malmquist Efficiency Index and DEA To Assess The Financial Performance of Banks And İnsurance Companies

Yazarlar:

İsmet Bolat

Yayıncı:

Bolu Abant Izzet Baysal University

Ana Başlıklar:

Finans

Dergi:

Abant Sosyal Bilimler Dergisi Vol.24 Issue 2, pp.629-649

Belge Tipi:

Makale

Yayın Tarihi:

7/2024

Belge Dili:

Türkçe

Document ID (Org No.):

2001323241

pISSN:

2757-9425

Banks

Insurance Companies

Financial Efficiency

DEABankalar

Sigorta Şirketleri

Finansal Etkinlik

VZA

Sayı

Makale detayları

Yazarlar: İsmet Bolat

Yayıncı: Bolu Abant Izzet Baysal University

Ana Başlıklar: Finans

Dergi: Abant Sosyal Bilimler Dergisi Vol.24 Issue 2, pp.629-649

Belge Tipi: Makale

Yayın Tarihi: 7/2024

Belge Dili: Türkçe

Document ID (Org No.): 2001323241

pISSN: 2757-9425

Sayı

Yazarlar:

İsmet Bolat

Yayıncı:

Bolu Abant Izzet Baysal University

Ana Başlıklar:

Finans

Dergi:

Abant Sosyal Bilimler Dergisi Vol.24 Issue 2, pp.629-649

Belge Tipi:

Makale

Yayın Tarihi:

7/2024

Belge Dili:

Türkçe

Document ID (Org No.):

2001323241

pISSN:

2757-9425