Credit Risk Management and Loan Performance:  Empirical Investigation of Micro Finance Banks of Pakistan

Sufi Faizan Ahmed; Qaisar Ali Malik

Makale detayları

Credit Risk Management and Loan Performance: Empirical Investigation of Micro Finance Banks of Pakistan

Yazarlar:

Sufi Faizan Ahmed | Qaisar Ali Malik

Yayıncı:

İlhan ÖZTÜRK

Dergi:

International Journal of Economics and Financial Issues 2015 Vol.5 Issue 2, pp.574-579

Belge Tipi:

Makale

Yayın Tarihi:

5/2015

Belge Dili:

Türkçe

Document ID (Org No.):

2000814047

Sıklık:

İki Aylık

eISSN:

2146-4138

Özet:

 

The main aim of the paper is to evaluate the influence of credit risk management practices on loan performance while taking the credit terms, client appraisal, collection policy and credit risk control as the dimensions of the credit risk management practices. For statistical evaluation, the primary data in cross sectional form has been taken into consideration. The data is collected from the managerial level credit risk management staff of micro finance banking sector. Multiple regression analysis has been used for empirical relationship evaluation of the credit risk management practices on the performance of loan. The results of the analysis are showing that the credit terms and client appraisal have positive and significant impact on the loan performance, while the collection policy and credit risk control have positive but insignificant impact on loan performance. The study is helpful for the management to enhance the loan performance by focusing on the dimension of the credit risk management practices used in the study. Future aspects of the research have also been taken into account and elaborated.

Makale detayları

Credit Risk Management and Loan Performance: Empirical Investigation of Micro Finance Banks of Pakistan

Yazarlar: Sufi Faizan Ahmed | Qaisar Ali Malik

Yayıncı: İlhan ÖZTÜRK

Dergi: International Journal of Economics and Financial Issues 2015 Vol.5 Issue 2, pp.574-579

Belge Tipi: Makale

Yayın Tarihi: 5/2015

Belge Dili: Türkçe

Document ID (Org No.): 2000814047

Sıklık: İki Aylık

eISSN: 2146-4138

Sayı

Yazarlar:

Sufi Faizan Ahmed | Qaisar Ali Malik

Yayıncı:

İlhan ÖZTÜRK

Dergi:

International Journal of Economics and Financial Issues 2015 Vol.5 Issue 2, pp.574-579

Belge Tipi:

Makale

Yayın Tarihi:

5/2015

Belge Dili:

Türkçe

Document ID (Org No.):

2000814047

Sıklık:

İki Aylık

eISSN:

2146-4138