THE RELATIONSHIP BETWEEN FINANCIAL LITERACY AND INDIVIDUAL FINANCIAL DECISIONS: AN EXPLORATORY STUDY

Gamze VURAL; Aichetou BEİCHAR

Makale detayları

THE RELATIONSHIP BETWEEN FINANCIAL LITERACY AND INDIVIDUAL FINANCIAL DECISIONS: AN EXPLORATORY STUDY

Yazarlar:

Gamze VURAL | Aichetou BEİCHAR

Yayıncı:

Cukurova University

Ana Başlıklar:

Sosyoloji & antropoloji

Dergi:

Çukurova Üniversitesi Sosyal Bilimler Enstitüsü Dergisi 2020 Vol.29 Issue 4, pp.243-258

Belge Tipi:

Makale

Yayın Tarihi:

12/2020

Belge Dili:

İngilizce

Document ID (Org No.):

2000939691

Sıklık:

İki Yıllık

eISSN:

1304-8899

pISSN:

1304-8880

Anahtar kelimeler:

Özet:

 

The aim of this study is to find out how literate individuals are about financial concepts, whether or not they can manage their funds in a rational way, and to find out whether they are familiar with the services and instruments offered by the banks and other financial institutions from which they can benefit. Also, this study aims to determine the relationship between financial literacy and individual financial decisions. Data of this study were collected in two steps: firstly by using an on-line questionnaire through random sampling method, and secondly through face-to-face interviews. The sample size in this study is 433 participants from Adana city. Chi-square tests were applied to verify the relevance of the relationship between financial literacy and the variables previously identified in the literature. The study results showed that the major factors that have a relationship with financial literacy in Adana are age, gender, income, and individual financial decision about pension. There is no significant relationship between financial literacy and consumer credit or insurance policy. Saving behavior has not been found significant in explaining financial literacy.

Makale detayları

THE RELATIONSHIP BETWEEN FINANCIAL LITERACY AND INDIVIDUAL FINANCIAL DECISIONS: AN EXPLORATORY STUDY

Yazarlar:

Gamze VURAL | Aichetou BEİCHAR

Yayıncı:

Cukurova University

Ana Başlıklar:

Sosyoloji & antropoloji

Dergi:

Çukurova Üniversitesi Sosyal Bilimler Enstitüsü Dergisi 2020 Vol.29 Issue 4, pp.243-258

Belge Tipi:

Makale

Yayın Tarihi:

12/2020

Belge Dili:

İngilizce

Document ID (Org No.):

2000939691

Sıklık:

İki Yıllık

eISSN:

1304-8899

pISSN:

1304-8880

financial literacy

financial decision making

city of Adana

Sayı

Makale detayları

THE RELATIONSHIP BETWEEN FINANCIAL LITERACY AND INDIVIDUAL FINANCIAL DECISIONS: AN EXPLORATORY STUDY

Yazarlar: Gamze VURAL | Aichetou BEİCHAR

Yayıncı: Cukurova University

Ana Başlıklar: Sosyoloji & antropoloji

Dergi: Çukurova Üniversitesi Sosyal Bilimler Enstitüsü Dergisi 2020 Vol.29 Issue 4, pp.243-258

Belge Tipi: Makale

Yayın Tarihi: 12/2020

Belge Dili: İngilizce

Document ID (Org No.): 2000939691

Sıklık: İki Yıllık

eISSN: 1304-8899

pISSN: 1304-8880

financial literacy

financial decision making

city of Adana

Sayı

Yazarlar:

Gamze VURAL | Aichetou BEİCHAR

Yayıncı:

Cukurova University

Ana Başlıklar:

Sosyoloji & antropoloji

Dergi:

Çukurova Üniversitesi Sosyal Bilimler Enstitüsü Dergisi 2020 Vol.29 Issue 4, pp.243-258

Belge Tipi:

Makale

Yayın Tarihi:

12/2020

Belge Dili:

İngilizce

Document ID (Org No.):

2000939691

Sıklık:

İki Yıllık

eISSN:

1304-8899

pISSN:

1304-8880