Comparative Analysis on the Determinants of Profitability in the Banking Sector

Hümeyra Göçer; Selim Cengiz

Makale detayları

Comparative Analysis on the Determinants of Profitability in the Banking Sector

Yazarlar:

Hümeyra Göçer | Selim Cengiz

Yayıncı:

Sakarya University

Ana Başlıklar:

Finans

Dergi:

İşletme Bilimi Dergisi Vol.12 Issue 1, pp.38-64

Belge Tipi:

Makale

Yayın Tarihi:

4/2024

Belge Dili:

Türkçe

Document ID (Org No.):

2001316706

pISSN:

2148-0737

Anahtar kelimeler:

Özet:

 The aim of this research is to identify and compare the bank-specific factors that determine the bank profitability of commercial banks operating in the Turkish banking sector. Banks were examined by dividing them into groups in terms of capital, including foreign-owned, private-owned and public-owned banks. Within the scope of the research, data obtained from the financial statements of 12 banks operating between 2018 and 2022 were used. In this context, the financial data of the banks were analyzed by Eviews13 and Stata17 programs and panel data method. A multiple regression equation has been established in which return on assets and return on equity are dependent variables and 11 bank-specific variables are independent variables. In this direction, the effect of independent variables on dependent variables, the relationship between bank groups was examined. According to the analysis results, the factors affecting profitability differ for each bank group. According to the results obtained, it was determined that return on assets and return on equity had a different and significant effect among bank groups.

 The aim of this research is to identify and compare the bank-specific factors that determine the bank profitability of commercial banks operating in the Turkish banking sector. Banks were examined by dividing them into groups in terms of capital, including foreign-owned, private-owned and public-owned banks. Within the scope of the research, data obtained from the financial statements of 12 banks operating between 2018 and 2022 were used. In this context, the financial data of the banks were analyzed by Eviews13 and Stata17 programs and panel data method. A multiple regression equation has been established in which return on assets and return on equity are dependent variables and 11 bank-specific variables are independent variables. In this direction, the effect of independent variables on dependent variables, the relationship between bank groups was examined. According to the analysis results, the factors affecting profitability differ for each bank group. According to the results obtained, it was determined that return on assets and return on equity had a different and significant effect among bank groups.

 The aim of this research is to identify and compare the bank-specific factors that determine the bank profitability of commercial banks operating in the Turkish banking sector. Banks were examined by dividing them into groups in terms of capital, including foreign-owned, private-owned and public-owned banks. Within the scope of the research, data obtained from the financial statements of 12 banks operating between 2018 and 2022 were used. In this context, the financial data of the banks were analyzed by Eviews13 and Stata17 programs and panel data method. A multiple regression equation has been established in which return on assets and return on equity are dependent variables and 11 bank-specific variables are independent variables. In this direction, the effect of independent variables on dependent variables, the relationship between bank groups was examined. According to the analysis results, the factors affecting profitability differ for each bank group. According to the results obtained, it was determined that return on assets and return on equity had a different and significant effect among bank groups.

 Bu araştırmanın amacı, Türk bankacılık sektöründe faaliyet gösteren ticari bankaların banka kârlılığını belirleyen bankaya özgü faktörlerin tespit edilmesi ve karşılaştırılmasıdır. Bankalar, yabancı sermayeli, özel sermayeli ve kamu sermayeli olmak üzere sermaye yönünden gruplara ayrılarak incelenmiştir. Araştırma kapsamında 2018-2022 yılları arasında faaliyet gösteren 12 bankanın finansal tablolarından elde edilen veriler kullanılmıştır. Bu kapsamda bankaların finansal verileri Eviews13 ve Stata17 programları ile panel veri yöntemi ile analiz edilmiştir. Aktif kârlılık ve özkaynak kârlılığının bağımlı değişken olduğu ve bankaya özgü 11 değişkenin bağımsız değişken olduğu çoklu regresyon denklemi kurulmuştur. Bu doğrultuda bağımsız değişkenlerin bağımlı değişkenler üzerindeki etkisi banka grupları arasındaki ilişki incelenmiştir. Analiz sonucuna göre her bir banka grubu için kârlılığa etki eden faktörler farklılık göstermektedir. Elde edilen sonuçlara göre aktif kârlılık ve özkaynak kârlılığının banka grupları arasında farklı ve anlamlı bir etkiye sahip olduğu tespit edilmiştir.

Makale detayları

Comparative Analysis on the Determinants of Profitability in the Banking Sector

Yazarlar:

Hümeyra Göçer | Selim Cengiz

Yayıncı:

Sakarya University

Ana Başlıklar:

Finans

Dergi:

İşletme Bilimi Dergisi Vol.12 Issue 1, pp.38-64

Belge Tipi:

Makale

Yayın Tarihi:

4/2024

Belge Dili:

Türkçe

Document ID (Org No.):

2001316706

pISSN:

2148-0737

Bank Profitability

Return on Assets

Return on Equity

Panel Data AnalysisBanka Kârlılığı

Aktif Kârlılık

Özkaynak Kârlılığı

Panel Veri Analizi

Sayı

Makale detayları

Yazarlar: Hümeyra Göçer | Selim Cengiz

Yayıncı: Sakarya University

Ana Başlıklar: Finans

Dergi: İşletme Bilimi Dergisi Vol.12 Issue 1, pp.38-64

Belge Tipi: Makale

Yayın Tarihi: 4/2024

Belge Dili: Türkçe

Document ID (Org No.): 2001316706

pISSN: 2148-0737

Sayı

Yazarlar:

Hümeyra Göçer | Selim Cengiz

Yayıncı:

Sakarya University

Ana Başlıklar:

Finans

Dergi:

İşletme Bilimi Dergisi Vol.12 Issue 1, pp.38-64

Belge Tipi:

Makale

Yayın Tarihi:

4/2024

Belge Dili:

Türkçe

Document ID (Org No.):

2001316706

pISSN:

2148-0737