THE ROLE AND IMPORTANCE OF PARENTS IN THE FINANCIAL SOCIALIZATION PROCESS

Bilgehan Sarı

Makale detayları

THE ROLE AND IMPORTANCE OF PARENTS IN THE FINANCIAL SOCIALIZATION PROCESS

Yazarlar:

Bilgehan Sarı

Yayıncı:

Zonguldak Bulent Ecevit University

Ana Başlıklar:

Davranışsal İktisat

Dergi:

Uluslararası Yönetim İktisat ve İşletme Dergisi Vol.21 Issue 3, pp.881-910

Belge Tipi:

Makale

Yayın Tarihi:

9/2025

Belge Dili:

Türkçe

Document ID (Org No.):

2001359390

pISSN:

2147-9208

Anahtar kelimeler:

Özet:

 Financial socialization is the basis for successful financial management. It usually begins in childhood and adolescence and continues throughout life. The influence of financial experiences in the family, financial education provided, and role models is important in shaping individuals financial attitudes. The aim of this study is to determine the age at which parents consider it important, ready or appropriate to inform their children about financial issues and encourage them to adopt financial behavior. In this context, the study sought answers to questions about at what ages and in what content parents convey information and behavior to their children in financial education categories. In addition, one of the objectives of this study is to determine the appropriateness and points of compromise in financial education categories according to the age level of the children of academic and administrative staff from different professional groups. Descriptive statistics were used in the survey of academic and administrative staff. According to the results of the survey, the majority of parents believe that their children are not ready for financial education before the age of 6. Financial steps are taken between the ages of 6 and 13. 45.2 of parents find the age range of 18-21 appropriate for many categories of financial education. According to the study, most parents consider the age range of 14-17 to be the most appropriate 30, after the age of 18-21 35 in the financial category of involvement in family finances. There was only one difference between the age groups suitable for the financial education of academic and administrative staff.

 Financial socialization is the basis for successful financial management. It usually begins in childhood and adolescence and continues throughout life. The influence of financial experiences in the family, financial education provided, and role models is important in shaping individuals financial attitudes. The aim of this study is to determine the age at which parents consider it important, ready or appropriate to inform their children about financial issues and encourage them to adopt financial behavior. In this context, the study sought answers to questions about at what ages and in what content parents convey information and behavior to their children in financial education categories. In addition, one of the objectives of this study is to determine the appropriateness and points of compromise in financial education categories according to the age level of the children of academic and administrative staff from different professional groups. Descriptive statistics were used in the survey of academic and administrative staff. According to the results of the survey, the majority of parents believe that their children are not ready for financial education before the age of 6. Financial steps are taken between the ages of 6 and 13. 45.2 of parents find the age range of 18-21 appropriate for many categories of financial education. According to the study, most parents consider the age range of 14-17 to be the most appropriate 30, after the age of 18-21 35 in the financial category of involvement in family finances. There was only one difference between the age groups suitable for the financial education of academic and administrative staff.

 Financial socialization is the basis for successful financial management. It usually begins in childhood and adolescence and continues throughout life. The influence of financial experiences in the family, financial education provided, and role models is important in shaping individuals financial attitudes. The aim of this study is to determine the age at which parents consider it important, ready or appropriate to inform their children about financial issues and encourage them to adopt financial behavior. In this context, the study sought answers to questions about at what ages and in what content parents convey information and behavior to their children in financial education categories. In addition, one of the objectives of this study is to determine the appropriateness and points of compromise in financial education categories according to the age level of the children of academic and administrative staff from different professional groups. Descriptive statistics were used in the survey of academic and administrative staff. According to the results of the survey, the majority of parents believe that their children are not ready for financial education before the age of 6. Financial steps are taken between the ages of 6 and 13. 45.2 of parents find the age range of 18-21 appropriate for many categories of financial education. According to the study, most parents consider the age range of 14-17 to be the most appropriate 30, after the age of 18-21 35 in the financial category of involvement in family finances. There was only one difference between the age groups suitable for the financial education of academic and administrative staff.

 Finansal sosyalleşme, başarılı bir finansal yönetimin temelidir. Genellikle çocukluk ve gençlik dönemlerinden başlayarak yaşam boyu devam etmektedir. Bireylerin finansal tutumlarını şekillendirmede, aile içinde yaşanan finansal deneyimlerin, sunulan finansal eğitimin ve rol modellerin etkisi önem taşımaktadır. Bu araştırmanın amacı, ebeveynlerin çocuklarıyla finansal konuları paylaşma ve onları finansal davranışlara katılımlarını sağlama açısından önemsedikleri, hazır veya uygun gördükleri yaş seviyelerini belirlemektir. Bu doğrultuda araştırmada ebeveynlerin finansal eğitim kategorilerinde çocuklara hangi yaşlarda ve hangi içerikte bilgi ve davranış aktardıklarıyla ilgili sorulara yanıt aranmıştır. Bunun yanısıra farklı meslek gruplarından olan akademik ve idari personelin çocuklarının yaş seviyelerine göre finansal eğitim kategorilerinde uygunluk ve uzlaşma noktalarını belirlemek de bu çalışmanın amaçları arasındadır. Akademik ve idari personele düzenlenen anket çalışmasında tanımlayıcı istatistik yöntemi kullanılmıştır. Araştırma sonucuna göre ebeveynlerin çoğunluğu 6 yaşından önce çocuklarını finansal eğitime hazır bulmamaktadır. Finansal adımların başlangıcı 6-13 yaş arasında atılmaktadır. Ebeveynlerin 45,2si birçok finansal eğitim kategorisi için 18-21 yaş aralığını uygun bulmaktadır. Araştırmaya göre ebeveynlerin çoğu, aile finansmanına katılım finansal kategorisinde 18-21 yaştan sonra 35 en yüksek 30 14-17 yaş aralığını uygun görmektedir. Akademik ve idari personel arasında, finansal eğitim için uygun bulunan yaş aralıkları konusunda tek bir farklı sonuç ortaya çıkmıştır.

Makale detayları

THE ROLE AND IMPORTANCE OF PARENTS IN THE FINANCIAL SOCIALIZATION PROCESS

Yazarlar:

Bilgehan Sarı

Yayıncı:

Zonguldak Bulent Ecevit University

Ana Başlıklar:

Davranışsal İktisat

Dergi:

Uluslararası Yönetim İktisat ve İşletme Dergisi Vol.21 Issue 3, pp.881-910

Belge Tipi:

Makale

Yayın Tarihi:

9/2025

Belge Dili:

Türkçe

Document ID (Org No.):

2001359390

pISSN:

2147-9208

Financial Socialization

Financial Education

Financial Awareness

Behavioral FinanceFinansal Sosyalleşme,

Finansal Eğitim,

Finansal Farkındalık,

Davranışsal Finans

Sayı

Makale detayları

Yazarlar: Bilgehan Sarı

Yayıncı: Zonguldak Bulent Ecevit University

Ana Başlıklar: Davranışsal İktisat

Dergi: Uluslararası Yönetim İktisat ve İşletme Dergisi Vol.21 Issue 3, pp.881-910

Belge Tipi: Makale

Yayın Tarihi: 9/2025

Belge Dili: Türkçe

Document ID (Org No.): 2001359390

pISSN: 2147-9208

Sayı

Yazarlar:

Bilgehan Sarı

Yayıncı:

Zonguldak Bulent Ecevit University

Ana Başlıklar:

Davranışsal İktisat

Dergi:

Uluslararası Yönetim İktisat ve İşletme Dergisi Vol.21 Issue 3, pp.881-910

Belge Tipi:

Makale

Yayın Tarihi:

9/2025

Belge Dili:

Türkçe

Document ID (Org No.):

2001359390

pISSN:

2147-9208