ACCESS  TO FINANCE FOR SMEs BY CREDIT GUARANTEE SCHEMES IN TURKEY

Hasmet SARİGUL

Makale detayları

ACCESS TO FINANCE FOR SMEs BY CREDIT GUARANTEE SCHEMES IN TURKEY

Yazarlar:

Hasmet SARİGUL

Yayıncı:

Sosyal Bilimler Araştırmaları Derneği

Dergi:

International Journal of Business and Management Studies 2013 Vol.5 Issue 2, pp.95-105

Belge Tipi:

Makale

Yayın Tarihi:

11/2013

Belge Dili:

Türkçe

Document ID (Org No.):

2000809135

Sıklık:

İki Yıllık

eISSN:

1309-8047

Özet:

 

Credit guarantee schemes assist banks in lending to SMEs by overcoming  collateral problems. The guarantees are used to share the risk between the bank  and the guarantee institution in an agreed ratio. Thus, the bank’s risk and  operation costs are lowered and its returns increased. This encourages banks to  lend to SMEs who are unable to provide adequate collateral. In our study, we  investigate the relationship between SMEs, banks and CGSs. We also aimed to  explain the functioning of CGSs in Turkey and to evaluate their performance. In  this respect, we determined some ratios of CGSs in Turkey and compared with  some of the EU countries using data for a six year period from 2006 to 2011. The  results show that CGSs in Turkey are increasing their performance of supporting  SMEs, but they should increase their effort to reach the average level of AECM  member countries.

Makale detayları

ACCESS TO FINANCE FOR SMEs BY CREDIT GUARANTEE SCHEMES IN TURKEY

Yazarlar: Hasmet SARİGUL

Yayıncı: Sosyal Bilimler Araştırmaları Derneği

Dergi: International Journal of Business and Management Studies 2013 Vol.5 Issue 2, pp.95-105

Belge Tipi: Makale

Yayın Tarihi: 11/2013

Belge Dili: Türkçe

Document ID (Org No.): 2000809135

Sıklık: İki Yıllık

eISSN: 1309-8047

Sayı

Yazarlar:

Hasmet SARİGUL

Yayıncı:

Sosyal Bilimler Araştırmaları Derneği

Dergi:

International Journal of Business and Management Studies 2013 Vol.5 Issue 2, pp.95-105

Belge Tipi:

Makale

Yayın Tarihi:

11/2013

Belge Dili:

Türkçe

Document ID (Org No.):

2000809135

Sıklık:

İki Yıllık

eISSN:

1309-8047