Analysis of Türk Eximbank’s Activities for the Period 2017-2021 According to the DuPont Method

Ali Bora; Musa Şanal; Servet Önal

Makale detayları

Analysis of Türk Eximbank’s Activities for the Period 2017-2021 According to the DuPont Method

Yazarlar:

Ali Bora | Musa Şanal | Servet Önal

Yayıncı:

Selcuk University

Ana Başlıklar:

Para Politikası | Para-Bankacılık | Finansal Ekonomi

Dergi:

Selçuk Üniversitesi Sosyal Bilimler Enstitüsü Dergisi Issue 57, pp.327-343

Belge Tipi:

Makale

Yayın Tarihi:

8/2025

Belge Dili:

Türkçe

Document ID (Org No.):

2001357443

pISSN:

2667-4750

Anahtar kelimeler:

Özet:

 Türk Eximbank is a state-supported export credit institution in the group of development and investment banks that provides credit, insurance and guarantee services for services such as developing exports, increasing the variety of exported products and services, finding new markets for export products, and expanding foreign contracting activities, with the reorganization of the State Investment Bank in 1987. The equity profitability model, known as the DuPont model, divides a banks equity profitability into several basic components. These components are; profit margin, efficiency of assets and equity multiplier. In this study, Türk Eximbanks activities in the 2017 - 2021 period are examined with the equity profitability method, known as the DuPont model. While Türk Eximbank had an equity profitability higher than the Development and Investment Banks DIB average and lower than the banking sector average in 2017 and 2018, it is seen that it had a significantly higher rate than both the DIB average and the banking sector average in the following three years. The reason why Türk Eximbank has a higher return on equity is that it has a higher equity multiplier despite having a lower return on assets than both the DIB average and the Turkish Banking Sector average.

 Türk Eximbank is a state-supported export credit institution in the group of development and investment banks that provides credit, insurance and guarantee services for services such as developing exports, increasing the variety of exported products and services, finding new markets for export products, and expanding foreign contracting activities, with the reorganization of the State Investment Bank in 1987. The equity profitability model, known as the DuPont model, divides a banks equity profitability into several basic components. These components are; profit margin, efficiency of assets and equity multiplier. In this study, Türk Eximbanks activities in the 2017 - 2021 period are examined with the equity profitability method, known as the DuPont model. While Türk Eximbank had an equity profitability higher than the Development and Investment Banks DIB average and lower than the banking sector average in 2017 and 2018, it is seen that it had a significantly higher rate than both the DIB average and the banking sector average in the following three years. The reason why Türk Eximbank has a higher return on equity is that it has a higher equity multiplier despite having a lower return on assets than both the DIB average and the Turkish Banking Sector average.

 Türk Eximbank is a state-supported export credit institution in the group of development and investment banks that provides credit, insurance and guarantee services for services such as developing exports, increasing the variety of exported products and services, finding new markets for export products, and expanding foreign contracting activities, with the reorganization of the State Investment Bank in 1987. The equity profitability model, known as the DuPont model, divides a banks equity profitability into several basic components. These components are; profit margin, efficiency of assets and equity multiplier. In this study, Türk Eximbanks activities in the 2017 - 2021 period are examined with the equity profitability method, known as the DuPont model. While Türk Eximbank had an equity profitability higher than the Development and Investment Banks DIB average and lower than the banking sector average in 2017 and 2018, it is seen that it had a significantly higher rate than both the DIB average and the banking sector average in the following three years. The reason why Türk Eximbank has a higher return on equity is that it has a higher equity multiplier despite having a lower return on assets than both the DIB average and the Turkish Banking Sector average.

 Türk Eximbank, 1987 tarihinde Devlet Yatırım Bankasının tekrar düzenlenmesiyle ihracatın geliştirilmesi, ihraç edilen ürün ve hizmet çeşitlerinin artırılması, ihraç ürünlerine yeni pazar bulunması, dış müteahhitlik faaliyetlerinin genişletilmesi gibi hizmetler için kredilendirme, sigortalama ve garanti hizmeti sunan Kalkınma ve Yatırım Bankaları KYB grubunda devlet destekli ihracat kredi kuruluşudur. DuPont modeli olarak bilinen özsermaye kârlılığı modeli, bir bankanın özsermaye kârlılığını birkaç temel bileşene ayırır. Bu bileşenler; kâr marjı, aktiflerin verimliliği ve özsermaye çarpanıdır. Bu çalışmada, Türk Eximbankın 2017  2021 dönemi faaliyetleri DuPont modeli olarak bilinen özsermaye kârlılığı yöntemi ile incelenmektedir. Türk Eximbank, 2017 ve 2018 yıllarında KYB ortalamasından yüksek, bankacılık sektörü ortalamasından daha düşük özsermaye kârlılığına sahipken sonraki üç yılda hem KYB ortalamasından hem de bankacılık sektörü ortalamasından önemli derecede yüksek orana sahip olduğu görülmektedir. Türk Eximbankın daha yüksek özsermaye kârlılığına sahip olmasının nedeni; hem KYB ortalamasından hem de Türk Bankacılık Sektörü ortalamasından daha düşük aktif kârlılığına sahip olmasına rağmen daha yüksek özsermaye çarpanına sahip olmasıdır.

Makale detayları

Analysis of Türk Eximbank’s Activities for the Period 2017-2021 According to the DuPont Method

Yazarlar:

Ali Bora | Musa Şanal | Servet Önal

Yayıncı:

Selcuk University

Ana Başlıklar:

Para Politikası | Para-Bankacılık | Finansal Ekonomi

Dergi:

Selçuk Üniversitesi Sosyal Bilimler Enstitüsü Dergisi Issue 57, pp.327-343

Belge Tipi:

Makale

Yayın Tarihi:

8/2025

Belge Dili:

Türkçe

Document ID (Org No.):

2001357443

pISSN:

2667-4750

Development and İnvestment Banks

Türk Eximbank

DuPont

Return on EquityKalkınma ve Yatırım Bankaları

Türk Eximbank

DuPont

Özsermaye Kârlılığı

Sayı

Makale detayları

Yazarlar: Ali Bora | Musa Şanal | Servet Önal

Yayıncı: Selcuk University

Ana Başlıklar: Para Politikası | Para-Bankacılık | Finansal Ekonomi

Dergi: Selçuk Üniversitesi Sosyal Bilimler Enstitüsü Dergisi Issue 57, pp.327-343

Belge Tipi: Makale

Yayın Tarihi: 8/2025

Belge Dili: Türkçe

Document ID (Org No.): 2001357443

pISSN: 2667-4750

Sayı

Yazarlar:

Ali Bora | Musa Şanal | Servet Önal

Yayıncı:

Selcuk University

Ana Başlıklar:

Para Politikası | Para-Bankacılık | Finansal Ekonomi

Dergi:

Selçuk Üniversitesi Sosyal Bilimler Enstitüsü Dergisi Issue 57, pp.327-343

Belge Tipi:

Makale

Yayın Tarihi:

8/2025

Belge Dili:

Türkçe

Document ID (Org No.):

2001357443

pISSN:

2667-4750